Loan / EMI Calculator

Monthly payments & total interest

Loan amountInterest rate% per yearTenureyears

10,143

Monthly EMI

825,680

Total interest

1,825,680

Total payment

Principal vs interest

Principal 55%

Interest 45%

Yearly amortization

Year	Principal paid	Interest paid	Balance
1	33,053	88,659	966,947
2	36,154	85,558	930,793
3	39,546	82,166	891,247
4	43,255	78,457	847,992
5	47,313	74,399	800,679
6	51,751	69,961	748,928
7	56,606	65,106	692,323
8	61,916	59,796	630,407
9	67,724	53,988	562,683
10	74,077	47,635	488,606
11	81,026	40,686	407,581
12	88,626	33,086	318,954
13	96,940	24,772	222,014
14	106,034	15,678	115,980
15	115,980	5,731	0

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About the Loan / EMI Calculator

Calculate loan EMIs (equated monthly installments) for home, car, or personal loans: enter the amount, annual interest rate, and tenure to get the monthly payment, total interest, total cost, a principal-vs-interest split bar, and a full year-by-year amortization schedule showing how the balance shrinks.

How to use

1Enter loan amount, annual interest rate, and tenure in years.
2Read the EMI, total interest, and total payment.
3Scan the amortization table to see yearly progress.

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Loan / EMI Calculator is part of DevKit — 100 free, privacy-first tools for developers, students, and everyone, built by Minhazul Ashim. Everything runs in your browser; your data never leaves your machine.